indó loan

indó loan is just a perfectly normal loan with fixed monthly payments — except with a few loan hacks.

Technically, this is an unsecured loan, and some might call it a home improvement loan — but you can call it whatever you want. You can take the loan for a new roof, an old car, kitchen renovations, or even to combine smaller loans into one.

Loan hacks

Loan hacks are there to help you manage your loan. They can help you pay off your loan faster (psst… one of the best financial tips out there). They can also give you flexibility when you need it.

Turbo

We want to make it easier for you to pay off your loan faster. But we know it can be hard to commit to always paying more. That’s why you can switch your loan into Turbo mode — with no pressure and no commitment.

If you turn on Turbo, you choose to pay a little extra each month. If it becomes too much, you can simply turn it off. No stress.

Chill Pill

Some months are harder than others — and then it’s good to take it a little easier. You can put your indó loan on Chill Pill for up to three months and only pay interest during that time.

But remember: after a short break comes a sprint — your payments will increase after the Chill Pill period.

Freeze

Not able to make your payment this month? You can easily and quickly freeze your indó loan in the app. It’s best to use this feature sparingly and keep it available for when you really need it.

Loan terms

This loan has variable interest rates, so you can always check our pricing for the latest rates. You can make extra payments at any time in the app — and of course, it doesn’t cost anything. The loan is non-indexed with fixed monthly payments. Because of that, payments are higher at the beginning, as interest is higher at the start.

See indoloan terms